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9 Tips on Improving Your Credit Score

An important rule of thumb to remember regarding credit is that you are your only advocate for your credit. You are the only one that: Can improve your credit Can manage any errors on your credit Can...

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5 Common Myths About Credit Scores

Because the top secret formula has never been released there are common myths that are floating around about the ones credit score, here are the top 5. 1. Too Many Credit Cards Will Hurt My Credit...

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New Credit Reporting and What It Says About You

Credit Reporting New credit reporting and what it says about you and your spending habits may make all the difference between you buying a home now or later.   When home buyers contact GLM to apply for...

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Line of Credit vs. Loan

Understanding Home Equity: Line of Credit vs. Loan   Borrower or credit costs can be outrageous. To go get a line of credit, you are usually paying upwards of 6% to 7.5%. These lines of credit can be...

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How to Grow Strong Credit

How to Grow Strong Credit One of the comments I hear the most often from people is that they wish financial literacy was taught in school. I cannot agree more. The worst of it is when I meet with...

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6 Steps to Mortgage Approval—After Bankruptcy.

Bankruptcy challenges are daunting. But it doesn’t mean you’ll never get a mortgage again. In fact, if your loan to value is low (a bigger down payment) and your income is stable with good job tenure,...

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3 Steps to Keep Your Credit In Check

If you have have overextended yourself with credit card debt, or have consolidated all of your consumer debt into your mortgage, or are at the point where you just want to cancel your credit cards, we...

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Are You Stressed About The New Stress Testing? Don't Be!

That’s right! Sure the new mortgage rules from our Federal Government on October 17th can be a bit confusing, here are five tips to help you with your mortgage while at the same time, reducing your...

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5 Steps to Keep Credit in Check

  Credit is a tricky subject. It is a crucial factor when you are looking to get a mortgage. It is also one of the things that people struggle with most to keep in check! That is why we have crafted 5...

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7 Sure-Fire Ways to Grow Your Credit Score

Have you ever wished for a simplified guide on how to actually GROW your credit score? Well today is your lucky day! We have had years of experience working with individuals who come to us with poor or...

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